Success Stories

Millions of Dollars in Disability Benefits Achieved for Clients

Dabdoub Law Firm is proud of our achievements as disability attorneys. We have had many successes, including millions in disability benefits paid out to our clients over many years. We have taken on all major disability insurance companies across the United States to fight for our clients’ disability benefits.

While all case results vary based on your individual circumstances, you can read a sample of some of our many results below. Call (305) 570-4711 to learn how we can help you, too.

  • Video Surveillance

    UNUM

    UNUM conducted video surveillance of our client in an effort to prove he was not disabled, and he was able to work. However, they took video of the wrong person. We were able to prove they did not get video surveillance of our client, but of someone else. Our client was totally disabled and UNUM reinstated the benefits.
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  • Spinal Cord Ischemia

    Prudential

    We appealed against Prudential on behalf of our client who suffered from spinal cord ischemia. We refuted their claim that he could work, in any occupation, which was based upon their surveillance, medical records review and a vocational analysis. We proved that they wrongly terminated his benefits and he could not, in fact, work in any occupation.
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  • Diabetes

    Reliance

    Our client suffered from diabetes and complications from the diabetes that left him permanently disabled. We filed an appeal against Reliance Standard arguing that they unreasonably relied on the opinion of one nurse from their company who reviewed his claim file. We provided medical evidence supporting his total disability and his benefits were reinstated.
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  • Comorbid Conditions

    Liberty

    We successfully handled an appeal against Liberty Life Assurance Company for our client who suffered from a number of unrelated medical conditions. We argued that her comorbid conditions rendered her permanently disabled and that under ERISA Liberty Life violated the allowed time frame to make a decision on the appeal. After filing a lawsuit, our clients long term disability benefits were reinstated.
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  • Multiple Sclerosis

    Hartford

    We filed an appeal against The Hartford because they misapplied a bonus she received a year and a half after our client received it. WE argued that the case law is clear saying an insurance company can wait to apply something they know will disqualify a person from continuing receiving benefits. Because they waited a year and a half, the waived their right to apply the bonus to the earnings. Our client’s benefits were reinstated.
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  • Stroke

    Metlife

    Our client suffered a stroke but continued to work for about five years before leaving the job and filing for disability insurance benefits from MetLife. MetLife relied on their doctors’ opinions that our client could work but did not provide a reasonable explanation as to why. We argued that it is against ERISA law to not provide a reasonable explanation as to why they believed he could continue working. The denial was reversed and our client was awarded the benefits he is entitled to.
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  • Hit and Run Car Accident

    Metlife

    Our client suffered from neck, shoulder, and back pain, numbness and headaches as the result of a hit and run accident with a heavy duty truck. We provided all relevant medical records showing he could not longer work as a chiropractor and had to sell his practice. As a result, he was approved for disability benefits.
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  • Muscle and artery severed in the calf

    Hartford

    Our client suffered from a severed muscle and artery in his calf that occurred when he was a teenager. As a result of the injury, he had a number of other medical conditions which in totality left him disabled. The Hartford terminated his benefits based upon the misinterpretation of a physician's statements questionnaire. We filed an appeal with The Hartford and proved that the questionnaire they relied on was purposefully confusing. Our clients benefits were reinstated.
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  • Hormonal Disorder

    Lincoln

    We filed a claim with Lincoln Financial on behalf of our client who was a chiropractor. The insurance company requested our client submit financial information including tax returns. We argued that unless they are clearly required by the policy, we do not hand over any financial information because it should not have an effect the claim decision. Lincoln approved our client for the disability benefits he was entitled to.
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  • Vaginal Mesh Complications

    Aetna

    Our firm filed an appeal on behalf of a client who was totally disabled due to the complications of a vaginal mesh implant and secondary mental health issues. Aetna terminated her benefits after eighteen months claiming she could return to work. However they failed to cite any improvement in her medical condition or conduct a physical medical review. In our appeal we argued that they failed to consider all of her medical conditions as is required by law. Aetna reversed the appeal and our client is now receiving the disability benefits she deserves.
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  • Multiple Sclerosis

    CIGNA LINA

    Our client suffered from multiple sclerosis, chronic migraines and optic neuritis. All of these conditions left her totally disabled. Aetna relied on the opinion of one doctor who never met or treated our client and cherry picked her file for reasons to deny the claim. We filed an appeal with all her medical evidence arguing that when her records are looked at in whole she is clearly suffering from a disabling disease. Upon receipt of our appeal, Cigna approved her disability benefits.
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  • Heart Condition

    The Standard

    We filed an appeal on behalf of our client suffering from heart conditions and secondary impairments as a result. In our appeal, we argued that The Standard terminated benefits based on a temporary improvement in her heart condition. She was still suffering from a worsening condition that left her disabled. After receipt of our appeal, The Standard reversed the termination and our client received the benefits she is entitled to.
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  • Equinovarus or Clubfeet

    Metlife

    Our client suffered from the worst form of clubfeet that caused severe chronic pain up his legs, hips, and back. We filed the initial claim with MetLife on his behalf and made sure that all medical evidence was included. He was approved after the initial claim was filed.
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  • Chronic Cysts and Mental Impairments

    Sun Life

    Our client suffered from chronic cysts all over the body which left him in severe pain and led to a mental breakdown. Sun Life denied his claim based on his mental state which they found was not disabling. We appealed arguing that they did not consider the totality of his conditions, specifically the physical conditions which have left him disabled. Sun Life reversed the denial and he now receives the long term disability benefits he deserves.
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  • Mental Illness

    Prudential

    Our client was an accountant who suffered from mental illness after the death of a child. She filed her claim through her individual disability insurance policy. Although there was a period of time where our client did not seek treatment, she still suffered from mental illness. Prudential tried to use that as a reason to terminate her benefits. We submitted all her medical evidence that showed she continued to suffer from mental illness, even during the time she was not seeking help. Upon receipt of our appeal, Prudential reversed the termination and she received the benefits she deserved.
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  • Severe Pain From A Fall

    CIGNA LINA

    We took over our client’s appeal after his benefits were terminated by Cigna. Cigna first claimed that he did not update his file and then claimed that his medical records did not show a continued disability. We were able to provide detailed records and doctor’s letters that establish his continued disability. Cigna then reversed the termination.
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  • Hepatitis C

    CIGNA LINA

    Our client was being treated for hepatitis C to a point where it was no longer detectable in the body. However, the effects it caused over the years, especially to the liver, were so severe it left him totally disabled. LINA terminated his benefits after a few years because of the treatment he received. We filed an appeal arguing that his liver damage is so severe he is not able to work in any occupation. We provided medical evidence in support of our argument. LINA reversed the termination and our client was able to receive the benefits he deserves.
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  • Leg Injury

    Northwestern Mutual

    We represented an emergency room physician who suffered from a disabling leg injury. She had an own occupation disability plan with Northwestern Mutual. Northwestern misapplied the definition of total disability under the plan when they terminated her benefits claiming she could perform duties of her job that did not require her to stand. We argued that the definition of total disability in the policy meant she cannot do the important duties of her occupation, namely moving around the ER as a physician. Northwestern reinstated her benefits based on our appeal.
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  • Injuries From A Car Accident

    Metlife

    MetLife terminated our clients benefits after 24 months based on a limitation in the policy. Our client suffered from injuries relating to a car accident. We filed an appeal in which we were able to show that his condition fell under one of the seven exceptions to the limitation. Shortly after we filed the appeal, MetLife reversed the termination.
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We Will Fight

for the Disability Benefits You Deserve

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