Miami Life Insurance Claims

Working Tenaciously on Your Behalf

Life insurance is intended to help people protect their loved ones following their passing. It acts as a contract between the insurance company and the policy owner in which the insurance company agrees that they will pay a given amount of money upon the death of the insured party. Unfortunately, life insurance companies are frequently found to look for any excuse to deny claims, even if they are valid.

One of the most common reasons given by insurance companies as to why they denied a claim is that there was an omission, concealment, or misrepresentation by the insured party when they applied for the policy. Another reason they may deny a claim is if the policy holder missed a payment, resulting in lapsed coverage.

Life insurance policies are frequently governed by the ERISA, or the Employment Retirement Income Security Act of 1974. Should your policy be subject to this act, it is critical that you appeal a denial within 60 days of your notification. A majority of insurance policies under ERISA require just one appeal, though others may require an additional appeal.

Life insurance benefits being denied is a complex problem; you will need a highly skilled Miami life insurance attorney who understands ERISA, life insurance applications, insurance law, and much more. At Dabdoub Law Firm, our dedicated team has everything you need to fight denials from insurance companies.

If your claim has been denied, we may be able to help you address the issue and get you the assistance you were intended to receive. Call today at 305.570.4711.

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